Mortgage Loan Processor REQ#4509

Full Time at Citizens First Bank

Performs loan reviews and prepares files for submission to Underwriter for underwriting decision.

Essential Duties and Responsibilities:


Review residential loan application file to verify that data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities and length of employment

Call or write credit bureau and employer to verify accuracy of information

Process mortgage application forms including verification of employment, income and asset documentation to support information on mortgage application

Order IRS transcripts and hazard insurance

Submit mortgage loan application file for underwriting approval

Submit approved mortgage loan file to Mortgage Loan Closer for settlement

Position specific compliance and other trainings as required

Minimum Requirements:

Associates degree plus six months to one year of related experience and/or training or equivalent combination of education and experience. Must be proficient in Microsoft Word and Excel. Works well under pressure and is able to stay organized in a fast paced environment.

Preferred: Basic knowledge of Fannie Mae (FNMA) guidelines and Automated Underwriting Systems (AUS).

 Click here to apply for this position

Citizens First Bank is an equal opportunity employer and all qualified applicants will receive consideration for the employment regard to race, religion, color, sex, national origin, disability status, protected veteran status, or any characteristic protected by law. Applicants have rights under Federal Employment Laws. Please see the attached posters for more detail about your rights: Equal Employment Opportunity is the Law (EEO)Family and Medical Leave Act (FMLA), and Employee Polygraph Protection Act (EPPA)

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