BSA Analyst REQ#4438

Full Time at Citizens First Bank

Administers a process for identification and monitoring of account activity appearing to be unusual, and participate in oversight of such activity. Monitors accounts on the Watch List.

Essential Duties and Responsibilities:

Analyzes accounts having activity that appears unusual, including but not limited to the following sources: (Verafin) AML monitoring system, Reports of Suspicious Activity (SARs) and CTR activity

Performs an analysis of the accounts identified by (Verafin) the AML Monitoring software system. The analysis may include, but is not limited to: (I) research through the various in-house systems available, to retrieve appropriate files (e.g., statements, copies of deposits, checks paid, etc.); (II) utilizing the Internet and other public sources to gather information on business entities; and, (III) discussions with appropriate Bank associates to reasonably determine if the activity is commensurate with the account-type or a probable basis for such unusual activity can be established. Detects suspicious activity and then takes appropriate actions .

Recommends a course of action to management based on an analysis of the findings

Monitors the activity of accounts identified as having unusual activity or activity that follows patterns or trends on an ongoing basis

Monitors accounts, which related SAR’s have been filed but the account was not closed, within 90 days of SAR filing

Reviews OFAC, Watch List, and Other Lists for screening matches and clears items that are false positives or escalates true matches to the BSA Officer.

Completes the review of daily and bi-weekly alerts within the BSA software, Verafin .

Performs daily review of risk rating sheets completed for new customers and follow-up on any exceptions noted .

Completes Currency Transaction Reports to be reviewed by the BSA Officer . Completes monthly wire reviews .

Completes monthly W8 reviews . Remains current and adheres to bank and departmental policies and procedures . Consistently renders excellent customer service internally and externally . Position specific compliance and other trainings as required .

Minimum: High school diploma or equivalent plus four years overall banking experience or two-three years of experience directly related to BSA. Proficient in Microsoft Outlook, Excel and Word.

Must be able to listen, expresses a willingness to understand, share and solicit feedback, presents ideas in a clear succinct manner, both verbally and in writing. Must be comfortable with shifting priorities. Must be able to sustain effectiveness in varying environments and with different tasks, responsibilities and people. Must be able to resolve problems not covered by explicit rules or guidelines, adjusts tactics in response to changing circumstances. Understands and implements job related policies and procedures. Consistently follows through on assigned tasks. Knows the technology appropriate to the job. Maintains an even temperament and consistently demonstrates a sense of integrity and ethics. Shows respect and dedication. Must make accurate projections on workload estimates for routine work. Maintains a system to prioritize, budget time, and maintain work priorities. Must be adept at performing two or more parallel assignments. Consistently produces accurate, timely and detailed work.

Click here to apply for this position

Citizens First Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, disability status, protected veteran status, or any characteristic protected by law. Applicants have rights under Federal Employment Laws. Please see the attached posters for more detail about your rights: Equal Employment Opportunity is the Law (EEO)Family and Medical Leave Act (FMLA), and Employee Polygraph Protection Act (EPPA).   

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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